GCSU Student Health and Dental Plans
GCSU provides group health and dental plan coverage for its undergraduate members. Fees for the health and dental plan are collected in the fall and winter semesters. Plan coverage is from September 1 to August 31. For more information please see below and checkout your benefit schedule plan benefits booklet on GSC Everywhere.
Who is Covered
Full-time undergraduate domestic students who have been assessed the health and dental plan fees, are automatically enrolled.
Opt-in international student coverage is also available for plan members. International students who have a valid MCP Card may opt in to the plan. Additional plan fees apply. Contact GCSU directly for more information.
Opt-in family/dependent coverage is available for plan members. Students who wish to upgrade to purchase additional coverage must contact the GCSU directly.
Access your Health and Dental Plans!
Step 1: Sign up for GSC Everywhere
To use your health and dental plans, sign up for your GSC Everywhere account.
Step 2: Get your Digital ID card
Download the GSC On the Go mobile app to your smartphone to log in to plan member online services and get your digital ID card.
Step 3: Learn about what is Covered
Learn about what your health and dental plans cover by visiting your GSC Student Centre or log in to your GSC Everywhere account.
GSC Everywhere
Your hub to access your GSC plans and benefits.
- Submit claims (tell me more)
- Access Change4Life®
- Sign up for direct deposit
- Download personalized claim forms
- Find providers who submit claims for you
- Check coverage eligibility instantly
- Look up drug names and get coverage info
- Download and print a copy of your ID card
Learn more about GSC Everywhere and how to register.
GSC Everywhere Mobile App
Take your benefits with you!
GSC Everywhere is a free mobile app and offers 24/7 access to your benefits from your mobile devices. There’s no need to re-register – simply use your log in details for GSC Everywhere. With GSC oEverywhere, you can:
- Submit claims right from your mobile device
- Access the Change4Life health portal
- Get directions to providers who submit claims directly to GSC
- Check your coverage for a drug and email or download any required forms directly to your doctor
- Instantly check your coverage eligibility
- Show your ID card electronically
Learn About Your Benefits
Everything you need to know is at the GSC Student Centre
Use the GSC Student Centre to find information about your coverage, the GSC experience, opting out, discounts, and how to submit claims. You can create a digital ID card to print, learn about coverage with benefits 101 terminology, review the student booklet and learn more through student FAQs.
Learn about what is covered by your health and dental plans by visit “My Booklet”. Your coverage includes prescription medications, practitioners, medical devices, dental, trip insurance, and accident insurance.
Eligibility and Opting-In to the Plans
Who is covered and how you can opt-in to the plans
You are eligible if you are a full-time member of the Grenfell Campus Student Union. Students who wish to upgrade to family coverage must contact Naznin Jannatul, jnaznin@mun.ca. International Students who have a valid MCP Card are eligible. Please contact Naznin Jannatul, jnaznin@mun.ca for details on how to register as a plan member.
Spouse means persons of the same or opposite sex who are married to each other, or are:
- Living together in a conjugal relationship continuously for at least one (1) year; or
- Living in a relationship of some permanence and are the natural or adoptive parents of a child.
- Only one (1) spouse may be covered at the same time.
Dependent Children include your unmarried children, stepchildren and legally adopted children who reside with you and are dependent upon you for support and are:
- Younger than age 21;
- Age 21 but younger than age 25 and in full-time attendance at an accredited institute of learning and dependent on you for support; or
- Twenty-one (21) years or older and mentally or physically disabled and incapable of self-sustaining employment who was insured under this policy as a dependent on the day prior to his or her 21st birthday and remains dependent on you for support.
Opting-Out of the Plans
When undergraduate students register at Grenfell Campus, they automatically become members of the GCSU Health and Dental Plans. Students who already have comparable health and or dental plan coverage (other than provincial health care) may choose to opt-out of the Green Shield Canada student plan(s) to receive a refund of fees. Green Shield Canada offers health and dental coverage specifically designed for student needs. Retaining plan coverage via Green Shield Canada will increase your overall total coverage and further reduce health care costs.
How you can opt-out of the plans
The opt-out deadline is two weeks after the first day of onsite lectures at Grenfell Campus. There is an application form you need to complete, and you must be able to demonstrate proof of coverage in an existing plan(s). Please see below.
Opt-our application
To opt-out of the GCSU Health and or Dental plan, follow this link to complete your application.
You only need to opt-out once! Once you opt-out, you will automatically be opted-out for the remainder of academic studies at Grenfell Campus providing you maintain continuous full-time studies as a registered (full-time) student of Grenfell Campus.
*Please note, you will have to opt-out again if there is a break in your enrolment or if you change to part-time status. If you attend another institute or become a St. John’s Campus registered student, you are also required to opt-out again. For more information please contact gcsuinfo@grenfell.mun.ca
Students can opt out of health and or dental plans online by visiting the GSC Student Centre.
BEACON
Your mental health and wellness support
BEACON helps when you just can’t shake feeling overwhelmed or down. It provides therapy for a range of mental wellness issues including mild to moderate symptoms related to depression, anxiety, panic, insomnia, and PTSD. Most people start to feel better within weeks.
BEACON is covered under your GSC health plan where you can be reimbursed for the BEACON standard program. See your benefits booklet on the GSC Student Centre for more details.
CHANGE4LIFE
Supports you in achieving better health and winning great rewards
You use Change4Life’s tools and resources to take small steps towards better health and earn points in the process. Then you use your points to bid on (and hopefully win!) cool rewards.
With Change4Life, you are able to complete a health risk assessment (HRA), sign up for medication and health reminders, learn how you can achieve better health, and set SMART goals! Click here to watch a video all about Change4Life.
MINDFULNESS
This mental-health support program is like a fitness program for your mind.
Mindfulness is a proven practice that helps you approach stress, low mood and/or anxiety differently, so you can get more out of your day-to-day experiences and improve your well-being.
This online program guides you through the techniques and concepts behind mindfulness. You will be encouraged to complete a series of six sessions at your own pace. Each session combines audio and video components, as well as on-screen education materials and a reflection workbook. Learn more about GSC mindfulness by watching this video.